Loans

For those times in life when you need a little extra cash! Group Service Employees Federal Credit Union has the financing option for you.
 

  • All loans are simple interest – no prepayment penalty
     
  • Single-payment loans (secured or signature) 
     
  • New and used automobiles, trucks, vans, motorcycles and recreational vehicles
     
  • Extended warranty/GAP coverage for new and used autos
     
  • Boats, boat motors and boat trailers
     
  • Personal or signature loans
     
  • Share secured loans at special rates
     
  • Mortgage referral services
     
  • Fast personal loan processing
     
  • Pre-approvals available
     
  • Payroll deduction for loans
     
  • Loan payments can be set up as payroll deductions or they can be paid directly to the Credit Union.
     


The Credit Union applies tier-based lending to all loans. The loan interest rate is set according to credit score.


Click herefor a loan application.
 

As of September 10, 2017

Loan Amount
Term
APR/APY As Low As*
New Auto
Up to 60 Months
2.88**
New Auto
Up to 72 Months
3.13**
New Auto     Up to 84 Months***                  3.63**
Used Auto
Up to 48 Months
2.63**
Used Auto
Up to 60 Months
2.88**
Used Auto     Up to 72 Months***                  3.13**
Boats, Motors, Trailers
Up to 72 Months
3.13**
Signature
Up to 36 Months
7.88**
MC Platinum
No Annual Fee
7.99
MC Standard - Variable
No Annual Fee
10.49
Share/Certificate Secured
Various
4%
Line of Credit   13.90%

***Minimum Loan Balance $25000

**Loan Rates reduced by .25% for automatic payments and/or Savings balance of $2,000.

*APR/APY = Annual Percentage Rate is based upon member's credit score and history.
100 percent financing available on many vehicle loans up to Retail Value.
Cost of funds cannot exceed 18 percent. Rates Subject to change without notice.

  Calendar: 

  2017 Payroll/Holiday Calendar 

 

What's New

Mobile check deposit is quick and convenient! Download our app today!

Information

The routing number for GSEFCU is 303986012

 

 

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NCUA Equal Housing Lender